EzPay Stop Paying Credit Card Processing Fees Forever
Zero-Fee Merchant Services · Free POS Equipment · No Contracts
EzPay America's cash discount program lets you stop paying card processing fees by offering customers a lower cash price. Free equipment. 24-hour approval. No monthly fees. Trusted by 15,000+ retailers and restaurants nationwide.
- 15,000+ businesses served
- Zero transaction fees
- 24-hour approval
- No long-term contracts
Other benefits
The Power Of EzPay America
No Transaction Fees
Visa and Mastercard rates keep rising every year — with cash discounting, card fees are covered by the posted card price instead of your margin.
Free Equipment
State-of-the-art payment hardware on your counter without the high cost.
No Long Term Contract
We earn your business every day. If we don't, you're not bound by contract.
No Monthly Fees
Your monthly statement shows exactly what you saved versus other processors.
No Batch Fees
Batch out as often as you like — closing out the day is always free.
No Swipe Fees
No per-swipe charges. Keep more of your hard-earned revenue.
Payment Solutions for Small Businesses
What Others Are Saying
“I signed up with EzPay America 3 months ago and they have been really great ever since!”
“We really enjoy working with EzPay America and can't imagine working with any other company now.”
“We switched to EzPay America and soon discovered it was one of the best decisions we have ever made.”
How the cash discount program works
Your posted prices include the cost of card processing. Customers who pay with cash get a discount off that price, so the processing fee is built into the card price instead of coming out of your margin.
Example sale
Card price: $10.40 · Cash price: $10.00. Whichever way the customer pays, you keep $10.00. Figures are for illustration only.
Cash discount vs. surcharge
A surcharge adds a fee on top of the price at checkout. A cash discount lowers the price for cash buyers. Each one has its own card-network and state rules, including clear signs at the counter and on receipts. Your EzPay specialist sets up the signs and receipt wording your setup needs.
Common questions
What equipment do I get?
Countertop, wireless and full POS options. See our Store and POS pages for details.
When do I get paid?
Deposits typically arrive next business day; your specialist confirms timing for your account.
Is there a contract?
No long-term contract and no cancellation fees. You pay zero transaction fees.
How fast is approval?
Many complete applications get a decision within 24 hours, depending on business type and underwriting.
Ready to stop paying processing fees?
Free equipment, 24-hour approval, no contracts.